Payment Options

The Lucas Center accepts cash, check, Visa, Mastercard, American Express and Discover for cosmetic surgical services. All co-payments, deductible and co-insurance amounts must be paid in full two weeks before surgery and at the time of service in the office.

Breast reconstruction (after mastectomy), removal and reconstruction related to skin cancer and other reconstructive surgical procedures may be covered by Medicare or commercial insurance. If you have verified that services are covered by your commercial insurance plan, The Lucas Center will review the verification and, where applicable, request pre-certification from your insurance company. Once services are verified as covered and/or pre-certified, surgery will be scheduled.



The CareCredit credit card makes it easy to access care without delay.

Financing from CareCredit is available for qualified patients who receive at least $500 in services and is only accepted for procedures performed in the office.

Prosper Healthcare Lending

Financing from Prosper Healthcare Lending is available for qualified patients who receive at least $2,000 in services at The Lucas Center or in the hospital.

Prosper Healthcare Lending is the premier financing company in the cosmetic surgery industry. With over $5 Billion funded and over 300,000 loans inquiries serviced through their lenders, this is a name and a program you can trust.

Benefits you’ll receive with a loan from Prosper Healthcare Lending:

  • Immediate decisions for loans under $35,000
  • Term options out to 84 months (affordable monthly payments)
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process
  • 100% Confidential

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